tvs2go strives to make your financing experience smooth and satisfying, that's why our financing options offers attractive, convenient terms and exceptional service. tvs2go now offers the opportunity to finance your purchase through Able2Buy. With several different financing options, you're sure to find the one that will work for you.
Together with our partners Able2Buy, we are able to offer you 6 fantastic Finance deals:
- Buy Now Pay Later, Pay no deposit and settle the balance within 3 months and pay no interest!
- Buy Now Pay Later, Pay no deposit and settle the balance within 9 months and pay no interest! *
- Buy Now Pay Later, Pay no deposit and settle the balance within 12 months and pay no interest! **
- 12 months classic credit, spread your payments over 12 months at 29.8% APR
- 24 months classic credit, spread your payments over 24 months at 29.8% APR
- 36 months classic credit, spread your payments over 36 months at 29.8% APR
* This option is only available if your order contains a product and at least one accessory.
** This option is only available if your order contains a product with an appropriate Extended Warranty
Buy Now, Pay Later - Apply Online 24 hours a day, 7 days a week!
- No deposit
- No interest
- No payment for 6 months
Typical Example:
Cash Price £999.91 inc. VAT. Pay nil deposit and nothing for 6 Months. Then pay just the cash price only if loan is fully paid within 6 Months. Finance also available over 4 years at APR 29.8%. No deposit, no payments for 6 Months and then 39 monthly payments of £45.73. Total Price £1,783.47. Finance Subject to Status. Written Details on request.
With tvs2go finance options you can also spread the cost of your purchase into affordable monthly instalments.
Typical Example: Price: £633.50 | APR: 29.8%
- 12 Monthly payments: £60.63
- Total amount payable: £727.56
- 24 Monthly payments: £34.24
- Total amount payable: £821.76
- 36 Monthly payments: £25.64
- Total amount payable: £923.04
Paying with finance couldn't be easier:
To order online:
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Add your product(s) to the shopping basket. |
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When asked to select a payment method during the checkout process choose 'able2buy instant credit'. |
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Complete the checkout process and credit application and your order will be processed and delivery arranged. |
Alternatively, choose your product(s), pick a finance option, and then call our Sales Team on 0870 387 0312.
Applicants must meet the following criteria to apply for credit:
- Be 18 years or over at the date of the application (no Maximum age limit),
- Be in regular employment (16 hours or more per week),
- OR self-employed (If the customer is self-employed, proof of self-employment must be seen e.g. Tax reference, Vat. Reg Number quoted from an original document,
- OR retired, in receipt of a private pension,
- OR in receipt of long term invalidity/ disability benefit (Please Note: This is no guarantee it will be approved),
- If in armed forces Service Number is required,
- Have been a UK resident for 12 months or more,
- Be able to make repayments by Direct Debit,
- Provide your previous address if you have lived at your current address for less than 3 years
Finance FAQ
How quickly will my application be processed?
If your application is received between 9am and 5pm, Monday to Friday (excluding Bank & Public holidays) then in the majority of cases, our team will provide you with a decision within a matter of minutes. If you submit your application outside of these hours, then we'll endeavour to provide a response the next working day.
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Once my application is approved, what happens next?
Within minutes of your application being approved, you will have the option to open and print your credit agreement. Alternatively, you can request for a printed out, hard copy of your agreement to be posted to you. All agreements are supported with a copy of our terms and conditions. Once downloaded/received, you'll need to read the agreement carefully, then sign and return it to our finance company. Note that products will not be allocated to your order until your completed and signed agreement is returned and received by us. Shipment of your goods will follow as soon as your agreement has been returned to our finance company(usually on the same day).
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Will you credit score me and if so, what does this mean?
Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion, disability or colour.
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If you decline my application, what is the reason?
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following: Your credit score (note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18
- Your existing account performance with other lenders
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What type of information do credit reference agencies hold about me?
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.
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How do I obtain a copy of this information?
You should send a cheque for £2, made payable to the relevant company, together with details of all addresses at which you have lived over the last 6 years:
- Consumer Help Desk
- Experian Limited
- PO Box 8000
- Nottingham
- NG1 5GX
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- or
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- Equifax PLC
- PO Box 1140
- Bradford
- BD1 5US
You can also find out more about credit decisions by visiting the above companies' websites http://www.experian.co.uk and http://www.equifax.co.uk.
The above listed agencies will provide details of information relating via these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.
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Who is my finance actually with?
We source the best value finance products from providers who excel in their customer service. Your finance agreement will be with one of the UK's leading finance houses.
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If my application is not successful, can I re-apply?
Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.
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Who is eligible to apply for finance?
To apply for finance, you must be between the ages of 18 and 75*, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom* and have lived in the UK for the last three years or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from application under their own names, however we will require the employment details of your spouse in order to process your application.
* PPI (Payment Protection Insurance) is available only for people below 65 years of age. If you are older than 65 and request PPI, this will result in your application being declined.
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Can I request delivery to an address other than my home?
In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant. Saturday morning deliveries can be arranged at an additional cost if this is more convenient for you.
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Can I change my order in part or whole after applying for online finance?
To ensure your chosen products are correctly delivered to you, if you need to change your order in anyway, it will be necessary to cancel your order and re-key it as if it were new. We apologise for any inconvenience this may cause. If you've already received confirmation of approval for finance, by the time you decide to change your order, then the decision will stand from your original application. If however, you then go on to make subsequent orders funded via online finance, then each will be treated as a new application and will be processed in the normal way.
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Are the goods I’ve ordered set aside for me until the approval process is complete?
Our system is such that goods are allocated to your order only when your completed and signed agreement is received back. This means there's a small chance that the product you ordered may be sold out by the time your agreement is received. To avoid disappointment, we recommend minimising any delay by completing and returning the agreement as soon as you can.
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Is there any costs involved?
There are no charges for our finance applications, however as we use a different courrier and order process system any orders with finance as the payment option are subject to a carriage cost of £29.95 + VAT.
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What if I still need assistance after reading the information in this section?
Simply email our customer services team at finance@cetukltd.com detailing the nature of your enquiry. A customer services advisor, or a member of our finance team will get back to you as soon as possible with an answer to your question.
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